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What is Family Life Coverage Over 50s Life Insurance?

The Over 50s Life Insurance policy that we can connect you with is  available for Canadian residents only1. It can offer some peace of mind that your loved ones will have some financial help with things like final expenses, bills, or even contributing to your partner’s retirement fund.


Sometimes health concerns or age can make it seem hard to find an affordable policy. We can help by connecting you with straightforward, accessible protection that you can apply for without the need for medicals or blood tests for approval – just a few health and lifestyle questions and you’re all good to go.

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Life insurance made easy

You can get life insurance in place in just three simple steps:
Step 1

Apply online

Get a quote with no medicals or blood tests needed - just a few health and lifestyle questions. Simply fill in our quote form to get started!

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Step 2

Get your quote

Our trusted insurance advisors will help you find affordable coverage that suits your needs in a matter of minutes.

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Step 3

Enjoy your protection

If you're eligible and happy with your quote, you can confirm your cover and get it in place right away. It’s that simple.

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Why choose Family Life Coverage?

We aim to make getting life insurance simple and stress-free for Canadian residents. Our online quote tool is quick and can help you get coverage with a brand that suits your needs - with no need for long, complicated paperwork.


Whether you’re Canadian resident looking for peace of mind for yourself, or have a young family and want to provide some financial security for the future, our providers are here to help. Wherever you are in life, we can find you the right protection to help with bills, final expenses or other debts. You don't need a medical or blood test to apply, which means it’s never been easier to secure peace of mind.

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Frequently Asked Questions

Over 50s life insurance is a type of coverage that pays a lump sum to your loved ones when you pass away. It can often be used to help cover funeral costs and final expenses, or it might just be a gift. If you’re a Canadian resident1 you are eligible to apply for a policy without a medical. Everything can be done over the phone in minutes. This coverage is not yet available in Quebec.

When you are applying for Over 50s life insurance you choose the lump sum that will be paid to your loved ones if you pass away. This amount depends on both your age and how much you can reasonably afford to pay. If you are younger than the amounts you have access to will be higher. You’ll pay a monthly premium to keep your policy active. Depending on your policy type, your premium may increase based on your age. As long as you continue to pay this monthly premium you will be covered for the rest of your life.

While no one likes to speak about death it is important to consider at some point. There are certain costs to consider such as the price of a funeral. As it stands in Canada at the moment, the price of a basic funeral and burial is increasing. Do you think your loved ones would be able to bear this cost at short notice? Over 50s life insurance can provide a certain amount of certainty in knowing that there is something there to help out with these costs. It’s not just funeral costs either, some people can use it for things like paying outstanding debts and even leaving a gift behind.

The type of life insurance cover you need will depend on your unique needs.

Homeowners – taking out life insurance while you have a mortgage can help you to protect your loved ones from outstanding mortgage repayments should you pass away unexpectedly. Once your claim has been approved the payout can be used towards your mortgage.

Protecting your dependents – if you’re married, you have children or you’re financially responsible for other individuals, you may need life insurance. If you pass away, this kind of cover can provide financial support for your dependents and retirement support for your partner.

Protecting against funeral costs – you could use an Over 50s Life Insurance policy to help cover costs associated with your funeral or other end of life expenses.

Enjoy peace of mind today with Family Life Coverage

We’re here to help you make the right choice for your family. Begin by securing your financial future and get covered for life.

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Family Life Coverage is available to Canadian residents aged 18-80. We will match you with a provider based on your age. If you're between the ages of 18-49 we will connect you with family life insurance. If you're between the ages of 50-80 we will connect you with Over 50s life insurance. Not yet available in Quebec.